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Our stock and term certificates can help you prepare for the golden Age。Opening an Individual retirement Account (IRA) allows your savings to grow in a safe place while also providing you with potential tax advantages, both now and later。Remember, it's best to consult your tax adviser。)
Traditional IRA
A more secure financial future starts here。
Traditional IRAs provide a healthy, low-risk investment portfolio that earns interest over time。For those who don't have access to a 401(k), or who have funds that need to be moved, this type of IRA is a solid option that also enables you to lower your taxable income today while saving for tomorrow。
Call 703-526-0200 x4
Characteristics and advantages
- Enable you to make the maximum contribution to your retirement savings until age 70。
- Pay tax on withdrawals - usually at age 59 1/2 or later - and take advantage of your low tax rate when you retire。
- Contribute up to $6,000 per year and reduce your current taxable income
Roth IRA
Pay your taxes today and have peace tomorrow。
Pay your taxes up front and get many of the same benefits as a traditional IRA。Also, unlike a traditional IRA, you won't be penalized for withdrawing your contributions before retirement。
Call 703-526-0200 x4
Characteristics and advantages
- Contributions are taxed, and some withdrawals may be tax-free
- Best suited for members who expect to retire at a higher tax rate
- Enable you to make the maximum contribution to your retirement savings throughout your life。
- Pass the distribution to your heirs tax-free
- Donations are up to $6,000 per year
Simplified Employee Pension (SEP) IRA
For busy business owners and entrepreneurs。
As simple as pie。It's in the name。Designed for businesses that are too small, SEP IRAs offer the self-employed and small business owners the opportunity to save for their retirement while also offering this benefit to any employee。
Call 703-526-0200 x4
Characteristics and advantages
- Contribute to your retirement and that of your employees
- Has a higher annual contribution limit than a Roth or traditional IRA
Gedel Education Savings Account (ESA)
For your children's future。
Similar to a 529 savings account, Coverdell ESAs allow you to invest your money tax-free and make tax-free withdrawals for eligible education expenses。
Call 703-526-0200 x4
Characteristics and advantages
- Pay for tuition, books, supplies, tutorials and other expenses
- Contribute up to $2,000 per year
IRA Large stock certificates
Your smart savings strategy paid off。
Have you saved $100,000 or more for retirement？Our king-size stock -Available as a traditional or Roth IRA, return everything you've saved at our best interest rate。
Call 703-526-0200 x4
高达
4.65
%
APY
- At least $100,000 in expenses
- 6, 12 and 24 month terms
- Earn more Relationship reward Platinum class
Rates effective: February 17, 2023| 术语 | Annual percentage return | Minimum to earn dividends | Minimum opening balance |
|---|---|---|---|
| 术语 6个月 | Annual percentage return 4.65% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
| 术语 12个月 | Annual percentage return 4.40% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
| 术语 24个月 | Annual percentage return 4.15% | Minimum to earn dividends $100,000.00 | Minimum opening balance $100,000.00 |
Why Arlington
As a full-service credit union, we are a cooperative organization of members just like you, and we know that by standing together, we can all benefit on our financial journey。
Financial empowerment
We are here to help our members and neighbors achieve their financial goals and live their best lives。
Reward experience
We believe that there is nothing more meaningful than serving our members and believe that one good transformation is worth another。
Integrity first
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
细则
There may be a penalty for early withdrawal。Expenses may reduce revenue。Rates are effective from February 17, 2023。Rates are subject to change without notice。Please consult Irs website Learn more about IRA topics, including qualified exceptions to the early withdrawal penalty tax。Federal insurance is provided by NCUA。
IRA stock。No minimum investment。
IRA certificate。The minimum amount to earn dividends。$500。
